Please note: the newsletter itself is written in German.
One topic. Explained clearly.
With one concrete next step.
Every two weeks, one topic that genuinely affects your provision — no marketing phrases, no tariff confusion, and no expectation that you take out a policy.
- Every two weeks, not more often
- One topic per issue
- Unsubscribe with one click
Not a general circular. One thing you can decide on afterwards.
Most newsletters explain products. This one explains situations — and what follows from them.
One topic instead of a mix of topics
Dental replacement, daily sickness benefit, the pension gap, the 2027 reform: exactly one per issue — thought through to the end, not just touched on.
Clear, not oversimplified
Technical terms are translated into plain language. What depends on the tariff is stated as such — no promises that fail to hold when a claim is made.
One concrete next step
At the end, you’ll find what you can check. Sometimes the result is: no action is needed here. That, too, is a result.
What we write about
From more than 13,000 advisory conversations since 2000 — the questions that are most often asked too late.
- Private health insurance (PKV)
- Supplementary health insurance & dental replacement
- Daily sickness benefit (Krankentagegeld)
- Private pension provision (pAV)
- Company pension scheme (bAV)
- 2027 reform
- Long-term care provision
- Accident & income protection
- Private protection
- Provision for the self-employed
Three steps, no surprises
Enter your email address
We don’t need anything more. A name is optional and is only used for a personal greeting.
Confirm
You will receive an email with a confirmation link. Your sign-up is only active once you have clicked it.
Read every two weeks
And opt out again at any time — the unsubscribe link is at the bottom of every issue.
The next issue lands in your inbox
One click, one email address, one confirmation. The sign-up form opens in a new window.
You can unsubscribe again at any time with one click. For details, see our privacy policy.
Before you sign up
How often does the newsletter arrive?
Every two weeks. Additional issues are only sent if something changes at short notice that affects you — for example, a new legal regulation.
Will I receive sales calls afterwards?
No. Signing up for the newsletter is exactly that — a newsletter sign-up. If you would like a conversation, you get in touch — not the other way round.
What happens to my data?
We use your data exclusively to send this newsletter. After signing up, you will receive an email with a confirmation link; your sign-up is only active once you have clicked it.
How do I unsubscribe?
With one click on the unsubscribe link at the end of every issue. No follow-up question and no confirmation loop.
What does the newsletter cost?
Nothing. It is part of our work and is not tied to a contract, an offer or anything in return.
Who is the newsletter for?
For private clients, families, the self-employed and business owners who want to understand their provision before they decide.
Who writes to you
Allianz General Agency Christian Kometer, Gauting near Munich. If you have questions about an issue, simply reply to the email — Sabine Muskinja and Violetta Rudovich also read it.
